{"id":16370,"date":"2019-03-05T13:53:10","date_gmt":"2019-03-05T18:53:10","guid":{"rendered":"http:\/\/www.thundercloud.net\/infoave\/new\/?p=16370"},"modified":"2019-03-05T14:07:00","modified_gmt":"2019-03-05T19:07:00","slug":"if-youre-an-american-taxpayer-beware-of-these-six-scams","status":"publish","type":"post","link":"https:\/\/www.thundercloud.net\/infoave\/new\/if-youre-an-american-taxpayer-beware-of-these-six-scams\/","title":{"rendered":"If You’re an American Taxpayer Beware of These Six Scams"},"content":{"rendered":"

If You’re an American Taxpayer Beware of These Six Scams<\/span><\/h1>\n

Once in a while we’ll find an article that hits home and that we think is worth bringing to your attention. We are adamant about keeping you safe and keeping you safe often means making you aware of the scams you’re most likely to encounter.<\/span><\/p>\n

It’s tax season. If you are a U. S. taxpayer,\u00a0 here are the six most popular tax scams being reported this tax season. Keeping you safe means making you aware of these tax scams so you will be looking out for them and thus more likely to avoid them.\u00a0<\/span><\/p>\n

The following article is from Clark Howard’s financial tips website and was written by Theo Thimou. It is timely and more than worth the time it will take you to read it. It may save you from becoming one of the millions of victims who will fall for one or more of these scams during the 2019 tax season.\u00a0 We hope you’ll read this <\/span>so you won’t become a tax scam victim this tax season. <\/span><\/p>\n

\n

6 tax scams that wreak havoc on Americans every year<\/a><\/span><\/h2>\n

Tax-refund fraud<\/span><\/h3>\n

During the last few years, crooks have been stealing people\u2019s Social Security numbers and then filing false returns as though they were those people.<\/span><\/p>\n

The crooks typically claim a low income with high deductions and they file electronically. Then when you go to legitimately file your return, it\u2019s rejected by the IRS because somebody else already filed as you!<\/span><\/p>\n

The whole mess typically takes about 10-14 months to straighten out if you\u2019re on the receiving end of the scam.<\/span><\/p>\n

But it turns out there\u2019s an easy solution\u2026You can get an Identity Protection PIN from the IRS before you file your taxes.<\/span><\/p>\n

The IP PIN is a six-digit number that must be used on a tax return, in addition to the Social Security number, to verify the identity of a taxpayer. Once you opt into the program you can\u2019t opt out. If you qualify, you will get a new PIN each year through the mail.<\/span><\/p>\n

Visit IRS.gov\/GetanIPPIN<\/a><\/span> to opt into the program.<\/span><\/p>\n

W-2 email phishing scam<\/span><\/h3>\n

This year, there\u2019s a new twist on tax return identity theft. The IRS says crooks have been running a successful W-2 email phishing scam operation that has tricked major companies into turning over copies of W-2 forms for all employees.<\/span><\/p>\n

This is actually a CEO impostor scam, where a criminal or criminals pretend to be top company brass and ask payroll or human resources for sensitive W-2 data.<\/span><\/p>\n

The criminals then use that info to file bogus tax returns or sell the breached data online to other criminals, according to the latest IRS warning.<\/span><\/p>\n

Generic IRS phone scam<\/span><\/h3>\n

The premise here is that you have a surprise tax bill you need to pay immediately to the IRS or you\u2019ll be arrested. The scammers use phone spoofing to make their number come up list as \u201cIRS.\u201d Because they already have the last four digits of your Social Security number, that gives them a further air of legitimacy.<\/span><\/p>\n

Here are some of their other tactics to watch out for:<\/span><\/p>\n

They use common names and fake IRS badge numbers.<\/span>
\nThey send bogus IRS e-mails to support their scam.<\/span>
\nThey call a second time claiming to be the police or department of motor vehicles, and the caller ID again supports their claim.<\/span>
\nYou\u2019re told to submit payment either by wire or by prepaid debit card. Know this: The IRS will never contact you by phone asking for money. They communicate exclusively through snail mail.<\/span><\/p>\n

You can listen to an actual recording a fake IRS scam call here<\/span><\/a>.<\/span><\/p>\n

Supposed refund scam<\/span><\/h3>\n

Everyone would love to get notice of a secret tax refund waiting for them, right? Well, this area is ripe for exploitation!<\/span><\/p>\n

Enrolled agent Craig Smalley wrote a piece for NerdWallet that described an encounter one of his clients had with this scam.<\/span><\/p>\n

The client got an e-mail that looked like it legitimately came from the IRS, promising a $7,000 refund.<\/span><\/p>\n

‘All my client needed to do was enter his Social Security number and bank account information, and the IRS would directly deposit the supposed refund into his account,\u201d Craig writes. \u201cIn this case, I could tell this was a scam because the website didn\u2019t have an IRS.gov address.’<\/span><\/p>\n

Fake hostage scam<\/span><\/h3>\n

A few years back, a supermarket clerk in Washington was able to stop a woman from losing thousands in a scam.<\/span><\/p>\n

MyEdmondsNews.com reports a 54-year-old woman approached a Safeway clerk trying to buy $2,400 in prepaid cards. But the clerk smelled something fishy. Upon questioning, the woman revealed that she\u2019d received a call from a man who claimed to be with the IRS contacting her about an unpaid tax bill.<\/span><\/p>\n

Worse yet, the man claimed to be holding the woman\u2019s daughter hostage and threatened to kill her if she didn\u2019t pay up.<\/span><\/p>\n

The clerk became suspicious and contacted the police who were able to determine the woman\u2019s daughter was safe, and that this was all just a horrible scam.<\/span><\/p>\n

First off, kudos to this employee who took time to more than serve this customer and save the woman\u2019s money. Second, kudos to the police for stepping in so quickly. But as always, the criminal was not caught.<\/span><\/p>\n

IRS iTunes scam<\/span><\/h3>\n

USAToday reported a 20-year-old college student was duped by someone claiming to represent the IRS into putting $500 on three separate iTunes cards and $262 on a fourth, using her debit card.<\/span><\/p>\n

Why would the student do this? Because she was threatened with arrest.<\/span><\/p>\n

The scammers call persistently and also may spoof 911 calling your phone as well, according to the report.<\/span><\/p>\n

With the iTunes gift card scam, the thieves ask you to put money on the card and then read them the 16-digit code off the back. That allows them to quickly access the cash in a way that\u2019s untraceable in most cases.<\/span><\/p>\n

If you have questions regarding tax scams or any other financial or consumer matter, consider calling our free Consumer Action Center<\/a><\/span>. Volunteers are here to help you Monday-Thursday 10am -7pm ET and Friday 10am-4pm ET!<\/span><\/p><\/blockquote>\n

This article is from Clark Howard’s Website and was written by Theo Thimou. You can read the original article here<\/span><\/a>.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

If You’re an American Taxpayer Beware of These Six Scams Once in a while we’ll find an article that hits home and that we think is worth bringing to your attention. We are adamant about keeping you safe and keeping you safe often means making you aware of the scams you’re most likely to encounter. It’s tax season.\u2026 Read More »<\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":13950,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1433,1,1426,1670,1680,1656],"tags":[2980,2212,2979,2978],"_links":{"self":[{"href":"https:\/\/www.thundercloud.net\/infoave\/new\/wp-json\/wp\/v2\/posts\/16370"}],"collection":[{"href":"https:\/\/www.thundercloud.net\/infoave\/new\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.thundercloud.net\/infoave\/new\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.thundercloud.net\/infoave\/new\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.thundercloud.net\/infoave\/new\/wp-json\/wp\/v2\/comments?post=16370"}],"version-history":[{"count":7,"href":"https:\/\/www.thundercloud.net\/infoave\/new\/wp-json\/wp\/v2\/posts\/16370\/revisions"}],"predecessor-version":[{"id":16377,"href":"https:\/\/www.thundercloud.net\/infoave\/new\/wp-json\/wp\/v2\/posts\/16370\/revisions\/16377"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.thundercloud.net\/infoave\/new\/wp-json\/wp\/v2\/media\/13950"}],"wp:attachment":[{"href":"https:\/\/www.thundercloud.net\/infoave\/new\/wp-json\/wp\/v2\/media?parent=16370"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.thundercloud.net\/infoave\/new\/wp-json\/wp\/v2\/categories?post=16370"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.thundercloud.net\/infoave\/new\/wp-json\/wp\/v2\/tags?post=16370"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}